Scaling Tribal Prosperity Through Integrated Financial Solutions
Frechette Innovations is built by our people to protect our people. From the heart of Wisconsin to every Tribal nation, we stop the drain of outside fees and provide the capital to fuel our own sovereignty.
Access Capital Up to $25M+ (Fast Approvals)
Lower Payment Processing Fees & Upgrade Your POS
Reduce Payroll Taxes While Supporting Your Team
Scaling Tribal Prosperity
Through Integrated
Financial Solutions
Frechette Innovations provides the Strategic Funding to grow, Merchant Systems to modernize, and Supplemental Health to protect our people’s future.
Access Capital Up to $25M+ (Fast Approvals)
Lower Payment Processing Fees & Upgrade Your POS
Reduce Payroll Taxes While Supporting Your Team
The Smart Way To Grow & Save
Select a service below to get started with a quick guided flow
Business Funding
Access up to $25M in capital to build, expand, and lead. We provide the resources to grow our own businesses without the "outsider" red tape. We move fast so our communities can move forward.
Fast approvals
Flexible Terms
Up to $25M funding
Merchant Services
Outside processors take a piece of every transaction made in our communities. We audit your systems and lower your fees to keep that money where it belongs. Stop the drain and take back control of your margins.
Lower processing rates
Free POS system analysis
Fast, seamless setup (no downtime)
Supplemental Health
Our people are our greatest asset. We implement Quantum Health strategies that reduce your payroll taxes while putting more money back into the pockets of our workers. It is protection for your team and our collective sovereignty.
Save on payroll taxes (FICA reduction)
Employees keep more of their paycheck
Boost retention without increasing payroll
MISSION:
My mission is to stand as a Native-owned partner for the Tribes of Wisconsin and our relatives across the nation. For too long, outside systems have taken more than they give. Frechette Innovations is here to provide the solutions that outside banks won't—keeping our wealth, our health, and our future in our own hands.
A Trusted Voice for the Seven Generations
Jeffrey Frechette
Chief Executive Officer / Founder
Hi, my name is Jeffrey Frechette. I’m an enrolled member of the Menominee Tribe of Wisconsin and the CEO of Frechette Innovations—a Native-owned company.
I have partnered with some great companies to bring businesses exclusive, industry-leading offers. For too long, outside systems have taken more than they give to our communities. I’m here to change that by bringing solutions that solve the real problems in Merchant Processing, Funding, and Supplemental Health.
Christian Dominic
Marketing
About Us
What's Holding Your Business Back And
How We Fix It
Most businesses lose money in these 3 areas without realizing it. Here’s how we help you take back control.
Client-First Partnership
Your goals drive every decision we make. We build lasting relationships based on trust and a deep understanding of what matters most to you.
Unbiased Expertise
We provide independent, conflict-free advice. Our recommendations are based solely on what is in your best interest.
Empowering Clarity
We cut through the jargon to make complex topics understandable, giving you the confidence to take control of your financial life.
Long-Term Integrity
Our commitment to transparency and ethical practices is the foundation of every strategy we build and every relationship we cherish.
FUNDING
Problem
We understand that accessing capital can be a major hurdle for businesses. That’s why we’ve simplified the funding process, so you can get the cash you need without the long waits and endless paperwork.
Solution
We connect you to flexible funding options with fast approvals, so you can move quickly when growth opportunities come up.
MERCHANT SERVICES
Problem
You're losing money every month to high processing fees and outdated payment systems.
Solution
We optimize your merchant setup to lower fees, improve efficiency, and help you keep more of every transaction
SUPPLEMENTAL HEALTH
Problem
Payroll taxes are eating into your margins, and offering benefits feels too expensive.
Solution
We implement cost-saving benefit strategies that reduce payroll taxes while helping your employees take home more.
How It Works
Get Funded in 3 Simple Steps
Our application process is quick, easy, completely online.
Funding Options
Flexible Funding Solutions to Fit Your Needs
We offer a range of funding options to suit businesses of all sizes and industries.
Funding Options
Flexible Funding Solutions to Fit Your Needs
We offer a range of funding options to suit businesses of all sizes and industries.
Why Choose Us
The Partner You Need to Help You Grow
We're more than just a funding provider. We're a partner dedicated to your success.
Testimonials
Hear from our Customers
We've helped thousands of business get the funding they need to grow. Here's what some of them have to say.
Frequently Asked Questions
Have questions? We've got answers.
FUNDING
SERVICES
How long does it take to get funded?
Most approved businesses receive funding in as fast as 1-3 business days after completing application. Our streamline process and bank connections allow for quick decisions and fast funding transfers.
How much funding can I secure?
Any amount you qualify for, results may vary depending on the client profile. We do not guarantee an exact amount for the total amount funded. In most cases for startup funding, eligible clients receive between $50k and $150k in 0% in their first round and up to $150k to $500k in 0% after additional rounds of funding. For any other type of loan that is not 0% business credit cards, we can do loans up to $1 Million. The amount of funding obtained is based on personal and business creditworthiness.
What documents do I need to provide?
Usually, you'll just need to provide proof of identity, proof of income and business information. Depending on the type of loan, other documentation may be required. Your advisor can discuss this further with you.
I don't have a business, can I still get funding?
Yes. We will walk you through how to properly setup a business, and then begin the business funding process.
Is my personal information secure?
Absolutely! We use the latest encryption technology to ensure that all your personal and financial information is safe and secure.
What if I have bad credit?
We will be able to assist you in building your credit report to the highest levels possible to qualify for funding.
How is my eligibility determined?
Loan eligibility is determined by a number of factors, including your credit score, income, employment status, and the amount of debt you currently have. We use these details to assess your ability to repay the loan.
Who can use your services?
We are designed for businesses of all sizes and industries looking to secure higher credit limits and improve their financial flexibility.
Is there a cost?
We charge a commission fee based on the credit limits secured. Your funding manager will discuss your options upon qualify and scheduling your free consultation.
Do you require collateral?
No, we don't require any collateral. Our funding is unsecured and based on our business's performance and potential.
Does it work for start ups?
Yes! It works for any and all businesses and investors. It is perfect for start-ups because you do not need to provide tax returns or profit statements.
Will the business accounts report on my personal credit report?
No! Business credit cards or loans do not report on your personal credit report. Only personal credit cards and loans do.
What are the benefits of using your team?
- Access to high-limit 0% business credit cards - Faster approval process - personalized credit solutions - expert support throughout the process.
How sure is the funding opportunity?
Our reputation hinges on our track record of success, which is why we carefully choose our clients. When we decide to collaborate, it's because we firmly believe in their potential to secure funding. Transparency is paramount to us and we only work with individuals we are confident we can assist. Over the past three years of operation, we're please to report a 96% success rate in funding. Your success defines our success.
What sets you apart from other funding solutions?
Unlike others, we're not a coaching program or temporarily done-for-you solution. Our focus is on becoming enduring funding partners for our clients. When you work with us, you gain continuous access to our extensive network. We act as our consultants, teammates and allies ensuring that you never have to worry about capital again. Our pledge is to stand beside our business as lifelong funding solution.
MERCHANT
SERVICES
What are merchant services?
Merchant services allow your business to accept credit card and debit card payments from customers.
Why should I switch from my current provider?
Most businesses are overpaying in hidden fees or using outdated systems.
We help you reduce costs and upgrade your setup.
How much can I actually save?
It depends on your volume, but many businesses save hundreds to thousands per month.
Will switching interrupt my business?
No.
We make the transition smooth and fast so your operations continue without disruption.
What systems do you offer?
We provide modern POS systems like:
• Clover
• Advanced payment terminals
• Integrated reporting tools
How fast do I get my money after a transaction?
Most businesses get next-day deposits, sometimes even faster.
Do you offer customer support?
Yes real human support.
Not a random call center where you’re stuck waiting.
Can you work with my industry?
Yes. We work with:
• Restaurants
• Retail stores
• Auto businesses
• Medical practices
• Service businesses
SUPPLEMENTAL
HEALTH
What is a supplemental health program?
It’s a program that helps employees save money on healthcare expenses while also reducing employer payroll taxes.
Is this the same as health insurance?
No.
This is additional support that works alongside existing benefits or even without them.
How does this help my employees?
Employees can save $600–$900 per year on out-of-pocket healthcare costs like:
• Doctor visits
• Prescriptions
• Medical expenses
How does this help my business?
You can reduce FICA payroll taxes, which can save your business thousands annually.
Does this cost me money as an employer?
In many cases, it can be cost-neutral or even profitable for the business.
Do all employees need to join?
No. Participation is optional, but higher participation = more savings.
Is this complicated to set up?
Not at all.
Frechette Innovations handles the setup and guidance for you.
Will this affect y current payroll system?
No major disruption — it integrates smoothly with your existing setup.
What kind of businesses qualify?
Any business with W2 employees (usually 3 or more) can qualify.
Ready to Secure Our Future?
Join the tribes and businesses across the nation that are taking back control of their finances. Let’s build something that lasts.
Frechette Innovations provides the Strategic Funding to grow, Merchant Systems to modernize, and Supplemental Health to protect our people’s future.
Quick Links
©2026 ® . All right reserved.
Frechette Innovations provides the Strategic Funding to grow, Merchant Systems to modernize, and Supplemental Health to protect our people’s future.
Quick Links
©2026 ® . All right reserved.